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Riding in an Uber or Lyft Accident in Fulton County? Which Policy Applies
Rideshare crashes come with a question ordinary wrecks do not: which insurance policy actually applies. The answer turns on what the app was doing when the crash happened. When the app is off, the driver is just a driver, and only the personal policy is in play. Once the app is on and the driver is waiting for a request, a smaller layer of coverage generally applies. Once they have accepted a ride or have a passenger in the car, a far larger commercial policy usually app