A Passenger in an Uber Crash near Atlanta, Georgia? Whose Insurance Pays
Rideshare crashes come with a question ordinary wrecks do not: which insurance policy actually applies. The answer turns on what the app was doing when the crash happened. When the app is off, the driver is just a driver, and only the personal policy is in play. When the app is on and they are waiting for a ride request, a limited amount of coverage usually applies. Once they have accepted a ride or have a passenger in the car, a far larger commercial policy usually appl